🏠 HOME LOAN – LOANSBAZAAR INDIA
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Home Loan Interest Rates & EMI Calculator
Explore home loan options from 100+ Banks and Housing Finance Companies (HFCs) with LoansBazaar India. Compare indicative interest rates, processing fees and repayment options, and get assistance with your loan enquiry.
Indicative starting rates: 7.00% p.a. onwards
100+ LendersBanks & HFC options
EMI CalculatorEstimate monthly payments
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Home Loan EMI Calculator
Enter your loan details to estimate your monthly EMI, total interest and total repayment.
Estimated Monthly EMI₹0
Total Interest Payable₹0
Total Repayment₹0
This is an estimate based on the entered rate and tenure. Actual EMI may vary based on lender terms, rate changes, fees and disbursement details.
Home Loan Interest Rates & Processing Fees
The following figures are indicative reference figures supplied for this page. Please verify the latest rate, fee, product eligibility and lender terms before applying.
| Bank / HFC / Finance Company | Indicative Interest Rate (p.a.) | Indicative Processing Fee | Apply |
|---|---|---|---|
| State Bank of India (SBI) | 7.25% onwards | 0.35%; ₹3,000–₹12,000 + GST | Apply Now |
| Kotak Mahindra Bank | 7.60% floating; 12.00% fixed | Up to 2% + GST; online offers may differ | Apply Now |
| Union Bank of India | 7.15%–9.35% | 0.50%; maximum ₹15,000 + GST | Apply Now |
| Bank of Baroda | 7.20%–8.95% floating; 8.90%–9.95% fixed | ₹8,500–₹25,000 as listed | Apply Now |
| Central Bank of India | 7.10%–8.75% | 0.50%; maximum ₹20,000 + taxes | Apply Now |
| Bank of India | 7.10%–10.00% | 0.25%; ₹1,500–₹20,000 | Apply Now |
| HDFC Bank | 7.75%–13.20% | Up to 0.50%; minimum ₹4,000 | Apply Now |
| LIC Housing Finance | 7.15% onwards | 0.25% for eligible loans up to ₹1 crore; maximum ₹15,000 + GST | Apply Now |
| Axis Bank | 8.00%–9.10% floating; 14.00% fixed | Up to 1%; minimum ₹10,000 + taxes | Apply Now |
| Canara Bank | 8.50%–10.75% | 0.50%; ₹1,500–₹10,000 + GST | Apply Now |
| Punjab & Sind Bank | 7.35%–10.75% | 0.25% + taxes for loans above ₹75 lakh, as listed | Apply Now |
| IDFC FIRST Bank | 7.75% onwards | Up to 3% | Apply Now |
| Bank of Maharashtra | 7.00%–9.65% | Up to 0.25%; maximum ₹25,000 | Apply Now |
| Punjab National Bank (PNB) | 7.25%–9.65% floating; 8.25%–11.15% fixed | 0.35%; ₹2,500–₹15,000 | Apply Now |
| IDBI Bank | 7.40%–11.90% | 0.50% + applicable taxes | Apply Now |
| HSBC Bank | 7.45% floating onwards; 12.75% fixed, as listed | Up to 1% or ₹10,000, whichever is higher, plus taxes | Apply Now |
| Karur Vysya Bank | 8.50%–10.65% | Up to ₹7,500 + GST | Apply Now |
| Saraswat Bank | 7.35%–9.10% | ₹2,500–₹7,500 + GST onwards | Apply Now |
| South Indian Bank | 7.25% onwards | 0.50%; ₹10,000–₹50,000 + GST, as listed | Apply Now |
| Federal Bank | 7.35%–9.25% | 0.50%; ₹10,000 minimum; maximum ₹2 lakh, as listed | Apply Now |
| Standard Chartered Bank | 7.99% onwards | 1% of sanctioned loan amount | Apply Now |
| Tata Capital | 7.50% onwards, as listed | ₹999 + GST initial fee, as listed | Apply Now |
| Bandhan Bank | 8.55%–13.52% | Up to 1% | Apply Now |
| YES BANK | 8.65% onwards | 1.5% + GST or ₹10,000 + GST, whichever is higher | Apply Now |
| Aditya Birla Capital | 7.75% onwards, as listed | 0.25% onwards | Apply Now |
| GIC Housing Finance | 8.80% onwards | ₹2,500 + applicable GST | Apply Now |
| True Home Finance | 8.50%–21.00% | As determined by the lender | Apply Now |
| Sundaram Home Finance | 8.65%–10.00% | 0.75% + GST, as listed | Apply Now |
| India Shelter Finance | 11.00%–20.00% | Up to 4% + GST | Apply Now |
| Adani Capital | 12.00%–14.00% | Up to 3% + GST, as listed | Apply Now |
| Jio Finance | 7.75% floating onwards, as listed | Up to 2% + GST, as listed | Apply Now |
| Aadhar Housing Finance | 11.75%–16.50% | 1.5%–2% + GST, as listed | Apply Now |
| Capital India | 13.00% onwards | Up to 4%, as listed | Apply Now |
| Capri Global | 9.50%–24.00% | Up to ₹2,000 or 2.5%, as listed; confirm applicable basis | Apply Now |
| DBS Bank | 8.70% onwards, as listed | Up to ₹10,000 + applicable taxes | Apply Now |
| DCB Bank | 9.75%–14.50% | Up to 2% + GST; minimum ₹5,000 | Apply Now |
| Deutsche Bank | 8.50%–10.00% | Up to 1% of principal loan amount | Apply Now |
| Hinduja Housing Finance | 10.50% onwards | Minimum 1% + applicable taxes, as listed | Apply Now |
| Jana Small Finance Bank | 9.75%–16.75% | 2% of sanctioned amount + GST | Apply Now |
| L&T Finance | 7.75% onwards, as listed | Up to 3% + GST | Apply Now |
| Manappuram Finance | 12.00%–22.08% | 1%–2% + applicable taxes, as listed | Apply Now |
| Mahindra Finance | 8.50% onwards, as listed | Up to 4% + GST, as listed | Apply Now |
| Motilal (product to be confirmed) | 11.75%–15.75% | Up to ₹10,000 or 1.50% + GST, as listed | Apply Now |
| Muthoot Finance | 11.25% onwards, as listed | Up to 2% + applicable GST | Apply Now |
| Suryoday Small Finance Bank | 10.00%–16.00% | 1%–2% + GST | Apply Now |
| Ujjivan Small Finance Bank | 9.50% onwards, as listed | 0.50%–1.00% + GST, as listed | Apply Now |
| RBL Bank | 9.00% onwards, as listed | 1.0%–1.5% + GST | Apply Now |
| SBM Bank | 10.40%–16.00%, as listed | Up to 1% + applicable taxes | Apply Now |
Important Disclaimer: The rates and fees shown are indicative reference figures and were supplied as September 2026 data; they have not been independently verified here. They may change at any time and may differ by loan product, applicant profile, credit score, property, loan amount and lender policy. Floating and fixed rates are not directly comparable. Additional legal, valuation, insurance, documentation or other charges may apply. Listing a lender does not imply a partnership or guarantee of availability, eligibility, approval or disbursal. LoansBazaar India provides loan enquiry and application assistance; final eligibility, interest rate, charges, sanction and approval are determined by the lender.
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